Whole Life

What Does Having a Pre-Existing Condition Mean for Your Life Insurance?

It’s a common misconception that having a pre-existing condition means that you automatically do not qualify for life insurance. The good news is this is ...
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The Value of Participating Life Insurance

Participating insurance can serve a variety of purposes for both individuals and businesses. For business owners, it may work well as a tax planning vehicle. ...
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Child Life Insurance Policies

Many people do not want to think about life insurance for their children, but it can have benefits that exceed simply paying out in the ...
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Key Person Insurance

Thanks to their size, small businesses usually rely on a few key people to keep operations running smoothly. Whether it is a front-line supervisor that ...
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Term vs Permanent Insurance

When it comes to life insurance, there are many options available – so many, in fact, that it can be an intimidating process to undertake. ...
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Using Corporate Owned Life Insurance to Reduce Passive Income Taxation

Effective January 2019, new tax rules will come into effect that will have a dramatic impact on some small business owners. Starting in 2019, the ...
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Using Joint-Last-to-Die Insurance to Protect Your Estate

Joint-Last-to-Die (JLTD) insurance is designed to protect the assets for the beneficiaries of an estate. A JLTD policy is issued on the lives of two ...
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