Wealth Accumulation

10 Reasons to Work with a Financial Advisor

The first step to developing an effective financial plan is meeting with a qualified wealth advisor.  Below are 10 reasons that working with a wealth management professional will benefit you and your family.

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InvestingTax PlanningWealth Accumulation

The First Home Savings Account Has Arrived

Canadians have gotten a boost to save for buying a home. The new registered plan, the First Home Savings Account (FHSA), became available on April 1, 2023, and was included in the last budget from the governing Liberals.

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InvestingRRSPSegregated FundsEstate PlanningTFSARetirement PlanningTax Planning

Investment Income and Income Tax

Investments can deliver a major source of income and tax implications for individuals. Each major type of investment income is subject to different tax treatment.

Understanding how your investments are taxed is an important consideration for investment planning since after-tax yield is more important than gross returns. The most common types of income most investors will receive are interest, dividends, and capital gains.

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- Key Person Insurance- Shareholder InsuranceCritical Illness InsuranceCorporate InsuranceHealth InsuranceLiving BenefitsCreditor Insurance

Executive Health Plans 101

Executive Health Plans (EHPs) are insurance solutions designed for incorporated businesses.  EHPs provide critical illness protection for the key person of the company, typically the business owner.  

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InvestingTax PlanningWealth Accumulation

What We Know About the Tax-Free First Home Savings Account (FHSA)

Canadians will soon get a boost when it comes to saving for their first home. Starting in April of 2023, the Tax-Free First Home Savings Account (FHSA) will be available to those who have dreams of owning a home. This account is part of a campaign promise by the Liberals in the last election. Here is what we know so far.

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Debt ManagementLifestyleLifestyle TipsLife StagesRetirement PlanningTax PlanningWealth Accumulation

6 Recession Tips.. it is never too late to plan

Depending on who you ask and the definition they use, a recession has occurred or is about to occur.  The traditional definition is two consecutive quarters of economic decline measured in Gross Domestic Product.  A more complex definition is a slowing of economic activity and an increasing unemployment rate.

Financial and lifestyle preparations for a recession should be undertaken now to lessen the effects should it occur.  And if it does not, then you will be even better prepared for any economic shock that could unexpectedly occur.

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This information is designed to educate and inform you of financial strategies and products currently available. As each individual’s circumstances differ, it is important to review the suitability of these concepts for your particular needs with a Qualified Financial Advisor.